View Full Version : Zuffa announces 24-hour worldwide medical life insurance for all their fighters

Kenny Powers
05-09-2011, 07:06 PM
Ultimate Fighting Championship and Strikeforce parent company Zuffa, LLC, announced on Monday that the nearly 350 fighters on its roster will now be eligible for “customized insurance coverage” in addition to the company’s existing in-cage insurance.

Until now, the UFC has provided a $100,000 policy per fighter on each of its shows to cover injuries sustained during competition. However, when a fighter suffered an injury in training and was forced to bow out of a scheduled matchup, said fighter was responsible for covering those medical bills out-of-pocket. No longer, according to a Zuffa press release issued Monday.

The newly added policy ensures that Zuffa fighters are protected both in and outside of the Octagon, providing coverage for injuries suffered in training, as well as “non-training injuries such as automobile accidents.” The policy will be underwritten by Houston-based specialty insurance group HCC Insurance Holdings.

Zuffa will pay 100 percent of insurance premiums for all athletes under its new “24-hour worldwide medical life insurance and dental coverage” and will have an employee working full-time on its claims. According to Monday’s release, Zuffa has eyed training insurance for its athletes “for several years” but was “met with difficulty in finding an insurance company willing to insure mixed martial artists.”

“Our athletes are some of the very best in the world and we’ve committed significant financial resources to provide them with insurance that complements the gold standard we have set for event-related coverage,” stated UFC Chairman and CEO Lorenzo Fertitta, who will host a media conference call Monday to discuss the landmark decision. “We’re pleased to provide coverage that enables our athletes to seek and receive treatment for injuries sustained while preparing for bouts.”

05-10-2011, 03:58 AM
It's certainly a big step in the right direction.

05-10-2011, 08:54 AM
This is great news for the fighters! Since Dana wants the UFC to compete with MLB, NFL, and NBA, it is a totally necessary step.

05-10-2011, 12:18 PM
i can see it now kenny must be something to with my browser i use google chrome and this is something that zuffa should of done a long time ago now

Kenny Powers
05-10-2011, 06:32 PM
Yay you finally saw it!!lol but yeah they were trying to sort this out for three years apparently

Kenny Powers
05-11-2011, 05:36 PM

•Everyone is covered under the new plan. That includes fighters under the Strikeforce banner, and those residing outside of the U.S. All told, Fertitta estimated the number of athletes to be at 400.

•Zuffa pays 100 percent of the premiums for the policy. There are no monthly fees incurred by the fighter for participating in the plan.

•A fighter's yearly maximum benefit is $50,000. Covered expenses include doctor's visits, lab tests, emergency room visits, physical therapy – anything related to an injury that may arise in the course of training or that would prohibit a fighter from competing (such as slipping and falling on ice while walking to his car).

•The policy stays in effect regardless of whether a fighter has a booking. As long as the fighter is under contract with Zuffa, the benefits remain.

•The policy does not cover routine medical visits.

•Zuffa's supplemental insurance policy that covers athletes on fight night stays intact.

•A full-time Zuffa employee is set to handle claims arising from the new policy. It's the same employee who handled claims arising from fight night.

•There are no provisions in a Zuffa fighter's contract that prevent other activities associated with risk, though White said they are told to "use common sense." Epstein added that those provisions are typically seen in franchises with employees rather than independent contractors, as in the UFC.

Surprised to see that there's nothing in their contracts about activities associated with risk.

05-12-2011, 12:52 PM
If it doesn't cover routine medical visits, I wonder if it covers the medicals required by the commissions to fight?